ELAINE KORNGOLD, LPC | Certified Brainspotting Therapist and Approved Consultant | Certified Internal Family Systems (IFS) Therapist | Certified in Trauma, ADHD, Autism Counseling | Career Counseling, Financial Therapy | 503-770-0810 | [email protected]
Some Financial Therapy clients ask for help to figure out how much they need to save for retirement. The first step is to calculate your annual expenses (noting essential-living, essential-debt, and discretionary). The next step is to use one of … Read more
Student debt is the wedge of your salary that disappears each month, says this article. The weight of student loans is different from the weight of mortgage or credit card debt because student loan borrowers cannot declare bankruptcy. Student loans … Read more
47% of Americans would not be able to come up with $400 in case of an emergency. Admitting to financial insecurity may be more embarrassing than sexual impotence. Much of American middle class is living paycheck to paycheck. “To struggle … Read more
Negotiating for higher salaries and managing your credit card debt is really important for women playing catch-up with retirement money. “When a woman reaches retirement age, she’ll have earned a cumulative $1,055,000 less than a man who has stayed continuously … Read more
This article describes 5 helpful tips for couples to save money and improve their relationship. “Nearly all marriages come with financial challenges. Big or small, money issues are going to come up and it can be stressful. Whenever we are … Read more